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SEPTEMBER 2009
Real Estate News
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Sellers: Know Your Buyer Market

Let Hawaii Real Estate Online Help you Get It Sold!!! Before you start a company, the first thing you should do is market research to determine your target market. This important step will help determine how successful you ultimately will be. The same is true when it comes to selling your home. Understanding the buyer market and who might be a good fit for your home will help ensure that you highlight the most vital features.

"Just like the business of television advertising commercials, you need to know who your target audience is," writes Michael Corbet in his book Ready, Set, Sold! Before putting your home on the market, you should take time to search for the best REALTOR® to handle your transaction. Your agent can help you better understand which buyers are most likely going to be interested in your home.

Even though you may have lived in your neighborhood for years, taking the time to drive or walk around it is a good idea. But

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MORE ARTICLES:

 
August Roundup Rates Still Near Record Low
 

 
Making Small Homes Have Big Appeal To Buyers
 
Federal Reserve's Five Tips For Shopping For a Mortgage


Mortgage Rates
U.S. averages as of August 27, 2009:

30 yr. fixed:   5.14%
15 yr. fixed:   4.58%
1 yr. adj:        4.69%

Contact our lending partner Allen Blackard at 808-221-5670
 

LINKS AND VIDEOS:

New Truth-in-Lending Law Explained
The new laws can effect your closing if you wait to lock too long!

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Major Campaign To Extend $8,000 Home Buyer Tax Credit Underway

The House and Senate may have left Capitol Hill for their Summer break, but housing lobbyists are busy at work gearing up a major campaign to extend the $8,000 home buyer tax credit.

The credit for first-time purchasers is scheduled to expire November 30.

The National Association of Home Builders and the National Association of Realtors want to persuade Congress to nail down an extension of the credit, and maybe even broaden its coverage, as soon as possible.

The home builders are mounting an aggressive campaign during the congressional recess. The association

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Real Estate Investment 101

It could be a good time to invest in real estate, given the abundance of foreclosures and other distressed properties with reduced prices.

It could also be a bad time to invest in real estate, if you don't know what you are doing.

There's the rub.

It's a good time to invest, but it is difficult. Now when you go out to invest you are competing with a dozen offers. The investors are back.

Just like buying a home to live in, taking the real estate investment plunge requires taking stock of your financial goals, planning and lifestyle before taking the

New Disclosures Help Mortgage Consumers Know Risk

The Federal Reserve is gearing up with more consumer protection on the home loan front, as it continues its overhaul Regulation Z.

Regulation Z is the wide-reaching Consumer Protection provision of Truth In Lending law enforced by the Federal Deposit Insurance Corporation. The ever-evolving regulation mandates certain detailed disclosures by financial institutions in the realm of home loans and regulates certain credit card practices and credit billing disputes.

Disclosures help consumers determine if a given borrowing transaction is right for them. The greatest collapse in the housing and mortgage market in 70 years was due, in part, to consumer ignorance that

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