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JULY 2009
Real Estate News
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Are You Represented? The Seller Is!!

Did you know that before the early 1980's Buyers were never represented? Sellers had agents to list their properties and negotiate the contract with all the expertise of professional Realtors and buyers were at a disadvantage in every transaction. From that imbalance evolved the Buyer's Representative or the Buyer's agent.

Many Buyers think they will save money by not having an agent to represent them but in reality, according to National Board of Realtors, clients with agents to represent them consistently get better deals. Most of the time this expertise doesn't cost the Buyer a dime!!

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MORE ARTICLES:

 
June Round Up: Rates Mostly Flat
 

 
Housing Starts Are Up Again
 

 
Home-based Business Refuge Requires Adequate Insurance Protection
 

WOW - Still Pretty Low!!

Mortgage Rates
U.S. averages as of June 25, 2009:

30 yr. fixed:   5.42%
15 yr. fixed:   4.87%
1 yr. adj:        4.93%

 

Contact our lending partner Allen Blackard at 808-221-5670
 

 

Federal Housing Tax Credit explained

A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.

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Campaign To Extend and Expand Housing Tax Credit

A campaign to extend and expand the housing tax credit officially got underway on Capitol Hill last month.

Bills have now been introduced in both the Senate and the House to open up the credit, to all buyers, keep it on the books through next year, and get rid of the current income limitations.

On the House side, two Texas congressional representatives - one a Democrat, the other a Republican - have filed bills calling for a broadening of the first-time buyer credit to cover all home purchasers in the coming year, whether they already own houses or not.

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Selling Your Home May Be Influenced by What Buyers Can't See

It's not always what buyers can see in a home that causes them to want to buy it or not. Sometimes it's the way the home feels. I'm not talking about staging, the size, or how spacious the home is, although those factors are important too. In this column, the focus is on how buyers' allergies may be affected when they tour your home.

"We have about 300 million Americans and about 60 million of them have allergies or asthma," says, Mike Tringale, Director of External Affairs for the Asthma and Allergy Foundation of America (AAFA).

Allergy problems can be debilitating for sufferers. Many will go to great lengths to avoid any possible influences that might bring on symptoms. Allergies and asthma are increasing, Tringale says, "some of that may actually be because of the houses we're living in." He adds, "it all

Going Green May Help Sell Your Home

It's becoming the buzz word in housing -- "green" homes are what many buyers are interested in these days. According to the National Association of Home Builders (NAHB), as much as 90 percent of home buyers think that energy efficiency is a very important factor when shopping for a home. These same buyers are also very interested in environment-friendly features including having housing close to parks, public transportation, and well-designed neighborhoods with sidewalks.

The National Association of Home Builders Remodelers (NAHBR) -- a council of NAHB -- says that most homeowners choose green remodeling projects to help conserve energy. NAHBR recommends the following top ways to increase energy efficiency.

  • Install appropriate insulation in area to be remodeled.
     

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