Experienced Agents Marketing Hawaii to the World

 

AUGUST 2009
Real Estate News
You Can Use

   Equal Housing Opportunity

 

 

 


Copyright © 2008 Realty Times
All Rights Reserved.

Avoiding Closing Derailment

Like a train, a transaction can get derailed at any point on the track. A closing can be hit by a clouded title, a home not appraising for value, a rapid change in interest rates, an undisclosed credit or income issue, or one of countless other unanticipated issues.

Choke points cause delays and delays cause all kinds of problems for buyers, sellers, and agents. Moving plans get thrown into disarray. Interim housing or early-possession requests become necessary. Contingency plans need to be thrown together. Nerves get jangled. The resulting situation can be a nightmare for everyone involved in the transaction.

Eighty percent of the problems in closing transactions fall into three basic areas.

CONTINUED>>>

 

MORE ARTICLES:

 
July Roundup-Rates Rise Slightly

 
Moving Made Easy
 

 
Investor Report-Energy Efficiency
First Time Homebuyers - Hurry for $8000 Tax Credit


Mortgage Rates
U.S. averages as of July 30, 2009:

30 yr. fixed:   5.25%
15 yr. fixed:   4.69%
1 yr. adj:        4.80%

Contact our lending partner Allen Blackard at 808-221-5670
 

LINKS AND VIDEOS:

New Truth-in-Lending Law Explained
The new laws can effect your closing if you wait to lock too long!

Hawaii Real Estate Online LLC
Search All Oahu MLS Listings
Need to Know About Oahu's Neighborhoods?
Toll Free Help (877)997-9888x150

 

Why You Should Buy a Home NOW!
A short video for you to consider

 

Part of our exclusive internet marketing plan is to develop  statistics and information on  properties like yours so you can set the best price and have a plan of action to present your house in the best light and GET IT SOLD.
  Call today for your free evaluation!

Sellers Hints - Click HERE


Home Hunting Without Fear

As any daredevil, extreme sports addict or adrenaline junkie knows, well-grounded preparation for the specific task at hand is what takes the fear out of trying.

The sometimes risky sport of home buying is no different.

Those who've suffered the agony of defeat in what's likely the most dangerous consumer game, learned the hard way that sheer fearlessness isn't enough to become and remain a homeowner -- through good times and bad.

With the rules of the housing game changed forever, preparing to just squeak by the home buying ordeal isn't enough to achieve a decisive and lasting victory.

CONTINUED>>>

Seven Steps To A Credit Score Makeover

You can mitigate the effect of tighter mortgage underwriting standards by improving your credit report profile and, as a result, your credit score.

Just don't expect that your knee-jerk reaction to tighter money will generate overnight success. Chances are, you didn't get all those credit report blemishes during a single credit buying binge. And, if you are like many consumers, you don't even know what you are up against.

BankRate.com recently found that 32 percent of Americans surveyed never check their credit reports and have no idea what shape it's in. It's time to find out and do something about it.

Local lenders say the incidence of credit report knowledge is even higher when borrowers sit down to apply for home loans. "Less than 10 percent have seen

Making Homes Even More Affordable
 

More homeowners suffering mortgages larger than the value of their home can now trade in their mortgage for a more affordable home loan, under a broader Making Home Affordable refinance provision.

Borrowers current on payments with Fannie Mae or Freddie Mac guaranteed loans could be eligible for refinancing into new loans even if they owe as much as 125 percent of the home's current value.

Previously, the Home Affordable Refinance Program's loan-to-value limit was 105 percent.

It's the latest Obama Administration effort to help more homeowners refinance their mortgage at a lower rate and reduce their

                                    CONTINUED >>>

Our Team can sell your house in any market!!
Click here for a Free Home evaluation

Lakefront Executive (3/2)Your Oahu Hawaii Real Estate Expert for condo, homes, neighborhood and relocation information

VIRTUAL TOUR

Large open floor plan, beautifully landscaped with a large deck on the lake

Our Team can find you the perfect home!
Click here to view all our recent solds

A beautiful estate in exclusive Portlock with deeded Ocean access, large in-ground pool, 5br, 4ba, mature landscaping, and even a treehouse!

2 Bedroom 1 bath Country Club Village in Salt Lake!   Newly remodeled 5 bedroom 3 1/2 bath home near Waikiki
2Bedroom 2 bath Mililani Townhome
3 Bedroom 2 bath Newtown Hillside
2 Bedroom 2 Bath Executive Condo in Town

Contact the Principal Broker
Toll Free Direct: ((877)997-9888x108

Click here for back newsletters:
Jan 2008 - Feb2008 - Mar2008 Apr2008 - May2008 -Jun2008 Jul2008 - Aug2008- Sep2008 Oct2008 Nov2008 Dec2008 Jan2009 Feb/Mar2009 April 2009 May2009 Jun2009
Jul2009

Hawaii Real Estate Online LLC
1888 Kalakaua Ave., #C312
Honolulu, HI 96815