October 2008
 Real

"Aloha, Let me Welcome You Home to Hawaii"

  Equal Housing Opportunity

 

 

 


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Finding Discounted Homes For Sale

KateBraden - all you need to buy or sell real estate on Oahu Hawaii

It's not always enough to be up to snuff on negotiating that reduced price. Sometimes you need to know where to look to find a bargain that's already available.

Redfin's "Science of Real Estate" center studied the differences between homes that sold for a large discount and those that didn't, and came up with guidance for buyers looking for large discounts.

"Homebuyers have begun crawling out of their bomb shelters hungry for big discounts off the asking price," said Redfin CEO Glenn Kelman.

"Often, their expectations are unrealistic, as many sellers have

Mortgage Rates
U.S. averages as of September 25, 2008:

30 yr. fixed:   6.09%
15 yr. fixed:   5.77%
1 yr. adj:        5.16%


Need the best rate - give me a call for three loan officers that can help you!


already aggressively priced their homes. But when conditions are right, we've found that a small but significant number of sellers concede $50,000 or more at the negotiating table. We've tried to take the mystery out of when a seller will give ground and when they will stand firm," Kelman said.

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This picture is the view of the mountains around  a Home in Maunawili (Kailua) that is going on the market in the next two weeks - going to be a great price!  Needs upgrades but has a pool and lovely yard - Call for details!!

Five Key Areas to Pay Attention to When Buying a Home

Looking for a new home can be exciting and frustrating. You can help alleviate the frustration by paying close attention to five key areas of the homes you're considering buying; it may save you money in the long run.

Don Walker is an inspector and owner of Ace Home Inspections. He says there are five areas in homes that he frequently reports problems with. They are electrical, foundation, plumbing, the attic, and landscaping.

Electrical
Walker says sometimes homeowners assume with newer homes that all will work just fine but that's often not the case. "I inspected a brand new house—four years old but the electrical was all done incorrectly," says Walker.

Having a complete home inspection will help to rule out any problems

 CONTINUED >>>

I am an Accredited Buyers Representative and an e-PRO Certified Internet Expert and Licensed in the State of Hawaii as a Realtor- Associate. 
 Click here to find out more about me!

Deploy A Strategic Assault On Your Mortgage Application

 Today's volatile housing market demands that home buyers take an exacting, almost surgical approach to completing a mortgage application in order to speed the paperwork through the narrowed arteries of the home loan pipeline.

Profusely sweating the details of a mortgage application gives lenders fewer reasons to reject your quest for the American Dream. And the need for speed is crucial if you want to beat today's realty market clock which frequently resets itself.

The real estate market's mortgage credit squeeze tightens one day then eases the next. So there's no room for vagueness or foot dragging when completing a mortgage application.

Here are your marching orders:
Tighter underwriting regulations, fewer mortgage options, appraisers trying to keep tabs on value changes, and several recent federal interventions to help cure the housing hangover this year alone, are all conditions that reflect the unsettled nature 

CONTINUED >>>

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                   Lakefront Executive (3/2)Your Oahu Hawaii Real Estate Expert for condo, homes, neighborhood and relocation information
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MLS-2806620 - Large open floor plan, beautifully landscaped with a large deck on the lake for entertaining!! Fully walled and gated entry. Spacious, open floor plan with separate  master suite.  Additional amenities included in sale are flat screen HDTV with speakers and surround sound system and 12 barstools..

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Kailua-Pohakupu Gem (4/3 1/2)
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Call for information on a great price for a home in desired Maunawili!!  Not on the market yet!!  Will go quickly!  4/2/carport with pool!
 
Kate Braden RA ePRO ABR MS
E-mail: KateB@KateBraden.com
Web: http://www.katebraden.com/
 Cell/Direct: (808)265-6803


Equal Housing Opportunity

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 4211 Waialae Avenue, Suite 1020
Honolulu, Hawaii 96816